US Land Life

Texas

Buying Land in Bandera County, Texas

Bandera County, the self-branded Cowboy Capital of the World, is governed on the water side by a combined river-authority and groundwater district whose Medina Lake shoreline powers were just expanded by the Texas Legislature in 2025. Septic permits run through a TCEQ regional office rather than the county, and the county updated its own subdivision rules in 2024.

A Combined River Authority and Groundwater District, With New Medina Lake Powers

Case-by-case / verify locally

Bandera County's groundwater is governed by the Bandera County River Authority and Groundwater District (BCRAGD), a dual-purpose entity that also monitors the Medina and Sabinal Rivers and Medina Lake directly, unlike a typical single-purpose GCD. House Bill 2774, passed by the 89th Texas Legislature in 2025, specifically expanded BCRAGD's authority to regulate and issue permits for construction of structures below the high-water line of Medina Lake. For a parcel anywhere near the lake, that means an added layer of permitting beyond standard county floodplain or building rules -- confirm current requirements directly with BCRAGD before planning any shoreline structure, dock, or bulkhead.

Septic Permits Come From TCEQ, Not the County

Case-by-case / verify locally

Bandera County is not a TCEQ OSSF authorized agent. Septic (OSSF) permits for property here are issued directly by TCEQ Region 13, headquartered in San Antonio, rather than by a Bandera County department. Confirm current fees, forms, and inspection scheduling directly with the regional office before budgeting for a system.

Subdivision Rules Were Updated in 2024

Generally favorable

The county's Subdivision and Land Development Regulations carry a revision dated January 11, 2024, making this a current, actively maintained ordinance rather than a stale one. Confirm the current version and any pending amendments directly with the county before relying on an older downloaded copy for a specific tract.

BCRAGD: more than a typical groundwater district

The Bandera County River Authority and Groundwater District combines the functions of a river authority and a groundwater conservation district under one board, with a mission that explicitly includes safeguarding the local aquifer and monitoring water quality on the Medina and Sabinal Rivers and on Medina Lake -- a broader charge than the well-permitting-only mandate most Texas GCDs carry. Any well drilled in Bandera County falls under BCRAGD's groundwater rules; confirm current permit requirements and any spacing rules directly with the district before relying on a specific yield.

In 2025, House Bill 2774 (89th Legislature) specifically added to BCRAGD's authority: the district may now regulate the construction of structures below the high-water line of Medina Lake and adopt rules governing permits for that construction. This is a genuinely new and specific power, not a longstanding one, and it sits on top of -- not instead of -- whatever floodplain or county building permit requirements already apply near the lake. A buyer looking at lakefront or near-lakefront Bandera County land should ask BCRAGD directly, not just the county, about any planned dock, bulkhead, retaining structure, or other shoreline improvement.

Septic permitting runs through TCEQ in San Antonio

Because Bandera County has not become a TCEQ authorized agent, septic (OSSF) permit applications, site-evaluation review, and inspections here run through TCEQ's Region 13 office in San Antonio rather than a county environmental health department. The statewide technical standards in 30 TAC 285 still govern system design, but plan on working directly with the regional office and confirm current lead times, since a state regional office covering multiple counties may move on a different timeline than a dedicated county program.

A currently updated subdivision code

Bandera County's own Subdivision and Land Development Regulations, adopted by the Commissioners Court, carry a revision dated January 11, 2024. The regulations define a subdivision as any division of a tract into two or more lots or tracts for transfer, building, or development, or any division involving a new street -- a broad definition worth checking against a specific planned land split before assuming it falls outside the ordinance's reach. Confirm the current regulation text and any recent amendments directly with the county.

Cowboy Capital tourism: real, and worth its own page

Bandera markets itself, with state backing (a Governor's Office "Tourism Friendly Texas" certification), as the Cowboy Capital of the World, and that brand reflects a genuinely tourism-dependent local economy built on dude ranches, horseback riding, and Hill Country scenery rather than a marketing slogan alone. See our standalone horse-property page for the specific facilities -- including the 5,400-acre, state-managed Hill Country State Natural Area and its 40-plus miles of equestrian trails -- that make this county a real, distinct market for horse property and equine-oriented land uses, not just a scenic backdrop.

Who to Call Before Buying Land in Bandera County

Bandera County has no general zoning authority and is not one of the narrow named exceptions under Local Government Code Chapter 231, so there is no planning_zoning entry above. Bandera County is not a TCEQ OSSF authorized agent, so septic permits are issued by TCEQ's Region 13 office in San Antonio rather than a county department. We could not confirm a direct phone number or GIS deep link for the Bandera County Appraisal District beyond its website within this research's scope.

Wells / Private Water

Bandera County River Authority and Groundwater District

Well permits, groundwater rules, and (since 2025) construction permits below the high-water line of Medina Lake.

Phone: (830) 796-7260Official website →

Septic / Onsite Wastewater

TCEQ Region 13 Office (San Antonio)

Septic (OSSF) permit applications and inspections for Bandera County, since the county is not a TCEQ authorized agent.

Phone: (210) 490-3096Official website →

Subdivision & Land Development

Bandera County Commissioners Court / Development Office

Subdivision plat review and current requirements under the Subdivision and Land Development Regulations (rev. January 2024).

Official website →

Assessor / Property Tax

Bandera County Appraisal District

Property appraisal values, agricultural (ag/wildlife) valuation applications, and parcel search.

Official website →

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Topics Specific to Bandera County

Horse Property in Bandera County →

Sources

  1. Bandera County River Authority & Groundwater District (official site) — Bandera County River Authority and Groundwater District (accessed 2026-09)
  2. HB 2774 (89th Legislature) bill text — Texas Legislature Online (accessed 2026-09)
  3. Bandera County River Authority and Groundwater District — Texas Sunset Advisory Commission (accessed 2026-09)
  4. Bandera County Subdivision and Land Development Regulations (rev. 1/11/2024) — Bandera County, Texas (accessed 2026-09)
  5. Which TCEQ Region Is My County In? — Texas Commission on Environmental Quality (accessed 2026-09)
  6. Governor Abbott Congratulates Bandera As Tourism Friendly Texas Certified Community — Office of the Texas Governor (accessed 2026-09)

Last reviewed 2026-09